Happy student loan borrower who just minimized her repayments with Gradaway

Student Loans. Solved.

Gradaway is a smart student loan calculator that helps find your best student loan repayment strategy.

Your FREE optimized student loan repayment strategy.

Fast student loan calculator

Get results quickly

It takes less than 5 minutes to enter your info. You have nothing to lose except your student loan debt.

Detailed set of student loan repayment recommendations from Gradaway

Understand your options

We don't just give you options, we help you understand them so you can make the best decision for you.

Powerful student loan calculator results and ways to take action

Take action

Get results that help you quickly decide the optimal way to maximize savings, pay off your loan, and get on with your future.

So easy, a college student could do it.

How does it work?

  • Enter your info and loans.
  • Receive your optimized repayment stategies.
  • Review results and take action!
Gradaway screenshot of student loan information input page Gradaway screenshot of student loan repayment and forgiveness plan options Gradaway screenshot of estimated projected student loan payments and debt over time from repayment optimization
Gradaway guiding and helping users thru the tangled web of student loan options

Why Gradaway?

We know first-hand what it's like to try to navigate the waters of student loan repayment. Even if you know what your options are, it's still challenging to understand the costs and end dates associated with each possible variation.
That's why we started Gradaway. To help you not only know your options, but understand them so you can make an educated decision for your future. We're all about reducing overwhelm, reducing debt, and reducing the time it takes to reach your finish line. Are you ready?

It�s more than just a student loan calculator. Way more.

One-stop-shop, not one-size-fits-all

Gradaway gives you the ability to capture all the custom nuances of your life and see how they affect your options for optimizing your student loans.
Gradaway home page screenshot on mobile device

Compare a variety of factors (cost, end date, etc.)

Access our full loan forgiveness catalogue

Factor loan forgiveness plans into calculations

Capture tax treatment of forgiveness plans

Factor marriage status into your calculations

See how consolidation affects your options

See how much loan forbearance will cost you

Get Started
Happy speaker answering questions about Gradaway's student loan services


Nope! We help you understand your student loan options and search for loan forgiveness.
We are not a non-profit but the application and loan forgiveness catalog are totally free for you! We only make money if you choose to refinance into a private loan by following one of our referral links. However, refinancing into a private loan is not the best option in many cases! Our mission is to help you know and understand your options so that you can make the best choice for yourself and your future.
Of course! We help you understand all your options, of which refinancing is just one.
Yes! You can see how your current loan stacks up against current market rates. Also, some forgiveness plans can be applied to private student loans.
Nope! We aren�t a bank or a lender. We do not ask for your Social Security Number and we don�t do any credit checks.
We can help you find loan forgiveness plans for which you may qualify. The only way to know for sure is to read the details of each program and apply!
Our mission is to help you know and understand your options so that you can make the best choice for yourself and your future. We do not advise one option over another.

Got other questions? Give us a shout.

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