Happy student loan borrower who just minimized her repayments with Gradaway

Take Control of Your Student Loans

Our smart calculator instantly finds your best repayment options. The savings are yours. Get your FREE action plan today.

A customized repayment action plan built just for you

Fast student loan calculator

Get results quickly

It takes less than 3 minutes to enter your info. You have nothing to lose except your student loan debt.

Detailed set of student loan repayment recommendations from Gradaway

Understand your options

We don't just give you options, we help you understand them so you can make the best decision for you.

Powerful student loan calculator results and ways to take action

Take action

We show you exactly how to maximize savings, pay off your loan, and get on with your future.

Stop spending hours trying to "figure it out"

You have better things to do

Tell us about yourself

It takes just a few minutes for us to learn your situation.

Input information for student loan repayment optimization
See your repayment and loan forgiveness options

We show all your repayment options and search for federal and state loan forgiveness plans.

Student loan repayment plans and forgiveness options eligibility summary
Compare costs and benefits

We provide a detailed explanation of why our action plan is best and compare against alternatives.

Comparison of student loan repayment options
Take action

Gradaway instantly finds the best plan tailored to your exact situation. Maximize savings? Lower your monthly payment? Get out of debt faster? We show you exactly how to do it.

Smart repayment has never been easier

One-stop-shop, not one-size-fits-all
Gradaway home page screenshot on mobile device

Is Income-Driven Repayment right for you?

To refi or not to refi?

Account for loan forgiveness + tax impact.

Married - file jointly or separately?

How much will loan forbearance cost?

Perkins loans - pay off or consolidate?

PLUS loans, FFEL loans - yep, covered.

No job, new job, any job, we got you.

Get Started

Meet Our Graduates

I was very confused by my repayment options. Gradaway not only found my best option but gave me an easy step-by-step action plan.

James P. - Engineer

Gradaway told me to look into the DANY forgiveness program. I found that I qualify for $120K of loan forgiveness!

Lisa R. - Physician

I know exactly what to do, and when, to keep my monthly payments low, thanks to Gradaway!

Josh G. - Financial Analyst
Take the first step that puts you closer to your finish line.
Happy speaker answering questions about Gradaway's student loan services


Nope! We help you understand your student loan options and search for loan forgiveness.
We are not a non-profit but the basic calculator and loan forgiveness catalog are totally free for you! We only make money if you choose to buy a premium feature or refinance into a private loan by following one of our referral links. However, refinancing into a private loan is not the best option in many cases! Our mission is to help you know and understand your options so that you can make the best choice for yourself and your future.
Of course! We help you understand all your options, of which refinancing is just one.
Yes! You can see how your current loan stacks up against current market rates. Also, some forgiveness plans can be applied to private student loans.
Nope! We aren't a bank or a lender. We do not ask for your Social Security Number and we don't do any credit checks.
We can help you find loan forgiveness plans for which you may qualify. The only way to know for sure is to read the details of each program and apply!
Our mission is to help you know and understand your options so that you can make the best choice for yourself and your future. We do not advise one option over another.

Got other questions? Give us a shout.

Gradaway guiding and helping users thru the tangled web of student loan options

Why Gradaway?

We know first-hand what it's like to try to navigate the waters of student loan repayment. Even if you know what your options are, it's still challenging to understand the costs and end dates associated with each possible variation.
That's why we started Gradaway. To help you not only know your options, but understand them so you can make an educated decision for your future. We're all about reducing overwhelm, reducing debt, and reducing the time it takes to reach your finish line. Are you ready?

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